Food Truck Loans & Financing for Startups & Entrepreneurs

Why Finance With Us

We make food truck financing accessible, fast, and built for your success, whether you're just starting out or ready to grow.

• Fast Approvals Many applicants receive a financing decision within 24–48 hours, depending on lender response times.
• Commercial Loans May Offer Tax Benefits If you qualify for a commercial loan, the interest may be tax-deductible. Consult your tax professional for details.
• New, Used & Custom Food Trucks or Trailers We can help you finance almost any type of unit, including used trucks and custom builds.
• Startup-Friendly Options You don’t need an LLC or EIN to apply, you can start the process and set up your business entity later if approved.
• Flexible Terms Loan terms generally range from 2 to 5 years, with no early payoff penalty after the first year in most cases.
• Soft Credit Pull to Start The initial application typically uses a soft credit pull, so there’s no impact on your credit score just to see your options.
• Transparent as Possible Fees and terms can vary depending on the lender and your credit profile. We'll walk you through your options so you can make an informed decision before moving forward.